Life insurance,
made seamless.

Our technology shops 16 top carriers, compares your options and handles the paperwork in minutes. Your personal Onyx advisor makes sure the plan is right for your family, and stays with you for the long run.

Instant decision on many policies · Coverage can start the same day · No exam for many applicants · No hidden fees.

Get your personalized quote

Answer a few quick questions and we'll compare 16 carriers for you.

Who are you looking for coverage for?

A little about them

Where should we send it?

No payment information, no obligation, and no credit check. An advisor reviews your answers and comes back with real options from the carriers that fit.

16 top-rated carriers, shopped on every quote

Technology for the busywork. A real person for what matters.

Buying life insurance used to mean long forms, waiting by the phone, and confusing jargon. We pair modern tools with the care of a personal Onyx advisor who knows you.

Compare 16 top-rated carriers at once, apply and e-sign from anywhere, and follow your application in real time, from submission through approval.

Two parents laughing on the sofa with their young son and daughter

The right plan for where you are in life.

Explore your options. Each one shows how long it lasts, how the premium works, and who it's built for. Your advisor helps you pick the one that fits.

A couple comparing coverage options together on a tablet at the kitchen table

Term Life Insurance

10–30 years

The most coverage for the least money, for the years your family depends on your income.

Builds cash value No  ·  Premium Locked for the term you pick

Whole Life Insurance

Covered for life

It never expires and the premium never changes. Buy it once and it's settled for life.

Lasts Your whole life  ·  Premium Locked, never increases

Universal Life Insurance

For life, with room to move

Permanent coverage you can adjust as life changes, with cash value that can grow at a fixed rate or track an index.

Builds cash value Yes, with growth potential  ·  Premium Flexible

Final Expense Insurance

Later years, smaller policy

A smaller policy built for the funeral and the last bills, so nobody pays those out of pocket.

Lasts Your whole life  ·  Qualifying Simplified, often no medical exam

Mortgage Protection

As long as the loan

Coverage sized to what is left on the house, so your family keeps the home if you are not there.

Builds cash value No  ·  Premium Locked for the term

Annuities

Income that does not stop

Turn savings into a paycheck for retirement that keeps arriving for as long as you live.

Pays you Monthly, for life  ·  Growth Fixed or index-linked

Covered in three easy steps.

Our streamlined process makes getting the right insurance coverage quick and easy.

01

Get your quote

Answer a few quick questions. Our system instantly compares top carriers and shows you real options.

02

Meet your advisor

Your advisor walks you through the choices by phone or video, on your schedule, with no pressure.

03

Apply and get covered

E-sign your application and track approval in real time. Your advisor handles every follow-up.

We're good with numbers.

The part people dread is the part we automated. What's left is the conversation that actually decides things.

16Top-rated carriers shopped on every quote
MinutesFrom first question to real options
100%Digital application and e-signature
A family of four laughing together on the sofa at home

Peace of mind shouldn't take weeks.

See your options in minutes, then talk them through with someone who has your family's back.

No obligation · Quick and easy